HIV Infected people are often denied insurance due to the high risk involved. They are neglected and are left with no option but to live without any life coverage and bear the medical expenses alone. However, now the scenario has changed; people suffering from HIV can now get an insurance cover. Insurance company Kiln has taken this step and launched a policy called Harbour especially for HIV patients.
The policy named Harbour is being offered to patients without the need to undergo any medical examination or provide any medical reports. All this is being done to make the HIV patients feel secure and cover them for things they may or may not face in future.
The policy will provide coverage of £10,000 and £25,000. There is also an optional accidental death cover of up to £200,000 that the policy buyers can opt for. The rate at which HIV cases are increasing in UK is alarming with 83,000 people already living with the disease it is essential that they are given proper insurance coverage. There are also a lot of drugs and medication being invented to help HIV patients live longer and lead a healthy life.
With insurance policies being designed for HIV patients there is a lot of hope for them. They too can live without fear and be sure there is someone to care of their financial needs when emergency strikes. The process of applying for this insurance policy is simple and quick. With insurance policies for HIV patients there are high hopes.
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